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Employee Benefits
HEWT Life Insurance Plans

Employees are eligible to apply for life insurance coverages through the HEWT.

Young Family

Basic Life/Accidental Death and Dismemberment Life Insurance provides employees under age 65 with basic life insurance equal to two times base annual salary plus an additional AD&D coverage of one times base annual salary.  Reduced coverage is available for employees age 65 and over.  The current employee cost for this coverage is two-tenths of one percent of base salary. 

Accelerated Life Insurance is also available to employees in the event of terminal illness.

Dependent Life Insurance offers coverage for eligible dependents.  Employee costs are based on the coverage elected and change periodically based on experience.

Personal Accident Insurance offers accidental death coverage for employees up to a maximum of ten times their annual salary (maximum $750,000), and their eligible dependents (spouse at 50% or 60% and children at 15% or 20% of employee coverage).  The current cost is $.020 per month per $1,000 in coverage for employee coverage and $.028 per month per $1,000 for family coverage.

For detailed plan information refer to the documents below:

 For detailed plan information refer to the Life Insurance Certificates below:

Personal Accident Insurance

  • Class 1 (PDF) - Active, Full-time and Part-Time Employees of a Hanford Employee Welfare Trust (HEWT) Sponsoring Employer working a minimum of 20 hours per week

Basic AD & D

  • Class 1 (PDF) - Active, Full-time Union and Non-Union Employees working a minimum of 20 hours per week

Basic/Dependent Life Insurance

  • Class 3 (PDF) - Retirees under age 65 and hired prior to January 1, 2004 (excluding Retirees who were United Nuclear Corporation (UNC) Pre-1987 Employees)
  • Class 4 (PDF) - Retirees age 65 or older and hired prior to January 1, 2004 (excluding Retirees who were United Nuclear Corporation (UNC) Pre-1987 Employees)
  • Class 5 (PDF) - Retirees who were United Nuclear Corporation (UNC) Pre-1987 Employees
  • Class 6 (PDF) - All Disabled Employees approved for premium continuation under the Prior Plan CG 0055555

Business Travel Accident Insurance

  • Class 1 (PDF) - All Active, Full-time Union Employees of the Employer working a minimum of 20 hours per week
  • Class 2 (PDF) - All Active, Full-time Non-Union Employees of the Employer working a minimum of 20 hours per week

 

 

 

 

 

 

 

 

 

 

Last Updated 03/02/2022 2:05 PM