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Retiree Benefits
Thank you for visiting our Retiree Benefits site.
We are certain you will be able to locate the information you are looking for listed below.  Data regarding the current Retiree Medical Plans and Life Insurance Plans, as well as links to the Savings Plans, Pension Plans, and additional useful information is listed for your utilization.  Some of the information listed is in Adobe Acrobat formatting.  You will need Adobe Acrobat Reader to view these documents. Should you have difficulty locating desired information, please don't hesitate to contact us.
 NOTE: Effective 1/1/2004, new hires are not eligible for Post-Retirement Insurance.
Thinking About Retirement?
For information on Hanford Site Retiree benefits, contact one of our retirement specialists:
  • Tiffany Orr (A-K) (509) 376-0623
  • Teresa Roske (L-Z) (509) 376-1918
  • If you have an appointment to meet with an HMIS Benefits Representative and are not familiar with the location of our office, please use this map as a guide: Map-2345 Stevens Dr (PDF)
If you have a specific question on coordination of benefits, contact the appropriate insurance carrier listed below:
  • Premera Blue Cross: 844-535-8080
  • VSP Vision Care: 800-877-7195
  • Via Benefits: 888-864-0764
 

Hanford Employee Welfare Trust Retiree Benefits
Retirees
 
Eligibility Criteria 
 
Retirees Under Age 65 Medical and Vision Plans  
 
Contact List
 
Retirees Age 65 and Over 
Via Benefits - Effective January 1, 2011, the HEWT is partnering with Via Benefits to provide Medicare-eligible participants a variety of individualized healthcare plans. Via Benefits Open Enrollment elections are the same dates as Medicare open enrollment. You may visit the Via Benefits website at https://my.viabenefits.com/hewt. Or you may call them at 1-888-864-0764 (TTY:  1-866-508-5123).  The hours are Monday through Friday 5:00 AM to 4:00 PM Pacific Time.
Click the link below for more information on Retiree Benefits.
Benefit Costs and Important Information
Life Insurance
Life Insurance Information
 
Forms for Retired Participants
  • 2025 W-4R (PDF) Withholding Certificate for Nonperiodic Payments and Eligible Rollover Distributions
  • ACH Direct Payment (PDF)
    Tired of writing a check every month for your insurance premiums? You can now have your Medical, Vision and Life Insurance premiums automatically deducted from your checking or savings account. To enroll, please complete this form and return it to us.
  • Beneficiary Designation Form (PDF)
    If you are updating this form as a result of a life event (marriage, death, divorce, etc.) please contact and notify benefits administration via email at
    benefits-hewt@rl.gov. Please read the instructions prior to filling out the form.
 
 Sunset
Pension Plans

 

Annual Lump Sum Factors  

Note: Lump Sum factors are available as soon as administratively possible, once published by the Internal Revenue Service. We typically have them by November 1st for the next calendar year. If you are considering retiring near year end, you may want to review factors for both years. Once factors are available, both years are available in the Pension Estimating Tool on ESS.?
These factors apply to the portion of your benefit earned prior to 1/1/2014 as a 10 Year Certain and Life. These lump sum factors are based on the August 2024 PPA segment rates and change annually. In order for the 2025 rates to apply, distribution forms must be submitted to HMIS Benefits prior to December 1, 2025.

These factors apply to the portion of your benefit earned after 12/31/2013 as a Straight Life Annuity. The lump sum factors are based on the August 2024 PPA segment rates and change annually. In order for the 2025 rates to apply, distribution forms must be submitted to HMIS Benefits prior to December 1, 2025.

These factors apply to the portion of your benefit earned prior to 1/1/2014 as a 10 Year Certain and Life. These lump sum factors are based on the August 2025 PPA segment rates and change annually. In order for the 2026 rates to apply, distribution forms must be submitted to HMIS Benefits prior to December 1, 2026.

These factors apply to the portion of your benefit earned after 12/31/2013 as a Straight Life Annuity. The lump sum factors are based on the August 2025 PPA segment rates and change annually. In order for the 2026 rates to apply, distribution forms must be submitted to HMIS Benefits prior to December 1, 2026.

IRS Tables: Each year the IRS publishes the segment rates and mortality tables that are used to determine the above Lump Sum factors. The publish date of these varies greatly from year to year. Once the IRS publishes the tables, the plan actuary and administrator work to input these into the system for calculation of pension benefits. The tables can be found in the links below.
 
Savings Plans
 Savings - Piggy Bank
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Last Updated 12/01/2025 7:38 AM